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Money & Finance

Money is The Root of All Evil!

Money and FinanceMoney may be the root of all evil, but it can be pretty evil if you don't have any. Getting away from the rat race is one thing and paying off the mortgage might be a dream but there are still bills to pay. Property tax, insurance, shopping – well I'm sure you can make a list as long as your arm.

Having accepted you are always going to need money, what can we do to narrow the gap between what comes in and what goes out? In fact, the answer is obvious.

First of all you reduce what you spend on and then you increase the money coming in.

Let me explain, if you keep a few hens in the garden then you won't by buying any eggs. So that reduces the money going out. In the summer, those hens will probably lay more eggs than you need. If you sell them then that increases the money coming in.

Now I know a few hens isn't going to make a fat lot of difference to anybody's finances but it is a start. A bit of a saving here, a bit of income in there and then one day you realise that you haven't got a problem any more.

I'm not a financial advisor so any advice is not professional advice and you should not act upon it. That's called covering my back! My advice comes from having been up to my neck in debt and getting back onto an even keel where we owe no one anything.

I'll be building this up into quite a major section of the site but for now there's just a couple of pages – watch this space!

Home Finance Tips

Just a few tips that we follow. Living frugally is all about looking after the pennies so the pounds will take care of themselves. They do work. No one tip will save you a fortune but added together they will make a large difference - Home Finance Tips

Recycle Your Mobile

You can get get cash for your old mobile and help by recycling it at the same time. There's a comparison tool to help you find the best deal. Cash for Mobile

Day Trip Savings

We all need a break at times and we like to go over to France. We actually make a profit on the day because we save on things we would buy anyway by buying across the channel. Some things are obviously cheaper - like wine and tobacco - but did you know it can pay you to buy a bathroom suite in France rather than the UK if you are refurbishing your bathroom? - Day Trip Savings

Retire to Spain & Cut Costs for the Good Life

With lower property costs, wall to wall sunshine and cheap wine to drown your sorrows you could do worse than consider retiring to Spain to make your money go further -Retire to Spain & Cut Costs for the Good Life

Moving to Spain for the Good Life

Following on from the above, more good reasons to consider a new life abroad. Even though there has been a lot of adverse publicity about Spain in the press, these ex-pats think it's still the good life there - Move to Spain for the Good Life & Cut Costs

Reduce Telephone Costs

Talk can be cheap but you need to do a bit of shopping around to make it so. With broadband internet, television and telephone all starting to converge, you need to keep up to avoid being ripped off. - Reduce Telephone Costs

 

Saving Money by Taking a Break!

Low Cost Living
Low Cost Living
The Book!