IN THE
HOME
Home Finance - Money Saving Tips
Read Extended Warrantries carefully
These are not always a good deal. Check out your own insurance policies first
Time your buying
Buy home entertainment products in Spring or early summer when some lines are finishing and being sold at readuced prices
Savings
Don't just leave it where it is without checking better deals two or three times a year
Mortgages
Overpay your mortgage if earnings allow. Paying an extra £50 per month could save £12,000 on a 25 year £100,000 mortgage
Savings accounts
Use tax-free where possible and get extra interest
New Technology
When a new 'whiz bang' hi-tech new gadget item comes on the market - wait a few months for the prices to drop. DVD Players started at £300 plus - they're now available under £30 !!
Solid Fuel
Order your solid fuel in early summer. The prices usually go up about August time when there's a mad rush for the autumn and winter.
Switching Credit Cards
Look for 0% deals which often come up, then chose ones without any transfer fee attached.
Price Comparison Websites
Before buying anything, check out these sites which give you various companies prices. Example £800 from Company A.,
but £575 from Company B.
Insurance Policies
Don't just automatically renew your policies, shop around everytime you get the yearly reminder
Bank Statements
Almost everyone who does this finds a mistake once or twice a year. Read them carefully and question. Banks are making a lot of money -make them earn it!
Fuel Bill / Telephone Bill monthly Direct Debits
Avoid where possible or make as low as possible. Overpaying means the money is in the Suppliers Bank and not yours.
Be a Cheapskate!
Question everything you pay for if you feel it could be lower and learn to dislike giving money away !
Quick links to articles
in this section
what you hope for. And the most you can do is live inside that hope.
Not admire it from a distance but live right in it, under its roof.
-- Barbara Kingsolver
decisions because they are easy; you don't make
them because they are cheap; you don't make them
because they are popular; you make them because
they're RIGHT.
- Theodore Hesburgh
Cost effectiveness, saving money, reducing expenditure in the home and at play
“ Home is a place you grow up wanting to leave, and grow old wanting to get back to” John Pearce