Let me explain, if you keep a few hens in the garden then you won’t be buying any eggs. So that reduces the money going out. In the summer, those hens will probably lay more eggs than you need. If you sell those surplus eggs then that increases the money coming in.
If you need to transfer a large sum of money abroad, you come to realise very quickly that bank fees are not proportional or fair at all. In your mind, the bank doesn’t do much to transfer the funds.
It needs to transfer the funds into foreign c...
There are certain things in life we need and others we just want. Insurance on the other hand seems to fall into a new category: something we should have, but we don’t need and we don’t want. However, insurance can come in mighty handy. Don't miss the...
Some investors believe binary options belong more in a casino than the stock market. So let's take a look, and you can decide whether this is a stock investment or a game of chance.
What Are Binary Options?
Unlike traditional investing, with binary...
With the ever-biting recession still in full force more and more people are struggling to meet the costs of day to day living. Salary freezes and short time working mean that most families are feeling the pinch and with the increased cost of living are...
Judging by the tone of recent remarks from Bank of England chief Mark Carney, the current period of record-low interest rates is set to continue for the foreseeable future. Even though inflation often drops below 1%, most people choosing to save money...
As the weather turns colder and the heating bills get ever higher, many of us are looking at ways to save money whilst remaining environmentally friendly. One key area of interest tends to be the home and the good news is that most efficiency gains for...
The UK ISA market is worth an astonishing £156bn a year. Nearly 40% of all UK households hold a cash ISA of some sort (more when you include stocks and shares ISAs) and of that 40% a significant majority hold the maximum amount allowed by the allowance. ...
If you’re wondering how your credit score affects your mortgage application, it could make all the difference between getting the keys to your dream home and being refused a home loan.
A credit history shows credit card and mortgage companies and o...
When you're on a budget, living within your means is vital. Some people have to live within a strict budget just to get by. Others choose to budget so that they can put more money aside for savings or debt repayments.
Whatever your reason for...
These money saving tips have helped us live better for less over the years. Frugal living means controlling your own life and not being manipulated by advertisers into buying stuff you don't need for too much.
Do You Need It?
It may seem obvious,...
If after budget planning you realise that you have little or nothing left to make creditor repayments each month you need to consider either entering into a reduced payment arrangement with all creditors or possibly Bankruptcy or a Debt Relief Order....
With the UK housing market remaining difficult in some areas, many homeowners who are struggling to sell their homes are choosing to stay put and improve their properties instead. Home insurance providers have found that homeowners are continuing to try...
Without anyone to share living expenses with, bills can soon rack up. There's a lot to be said for living solo though and these tips will help those living alone to save money
Cut Your Water Bills
Most water companies get their unmetered water bills...
Making comps count – the casino player’s guide to saving money!
The Mechanics of Casino Comps – Playing on a Shoestring Budget
Casino comps are part a reward system offered by casinos to their players. Comps are effectively 'complimentary' offer...
Everyone knows the old business mantra that you need to speculate to accumulate. It might go against the grain of the general consensus of frugal living, but the truth is that sometimes taking small educated risks can help you to save quicker and bigger...
Struggling to get the best credit deals? It’s because of what shows up on your credit report.
If you are looking to take control of your debt, maybe you want to consolidate the money that you owe, or are looking to reduce the amount of interest y...
Having accepted you are always going to need money, what can we do to narrow the gap between what comes in and what goes out? In fact, the answer is obvious.
