Money & Finance

Love of Money is The Root of All Evil!

Love of money may be the root of all evil, but it can be pretty evil if you don’t have any. Getting away from the rat race is one thing and paying off the mortgage might be a dream but there are still bills to pay. Property tax, insurance, shopping – well I’m sure you can make a list as long as your arm.

Money, Saving and MakingHaving accepted you are always going to need money, what can we do to narrow the gap between what comes in and what goes out? In fact, the answer is obvious.

First of all you reduce what you spend on and then you increase the money coming in.

Let me explain, if you keep a few hens in the garden then you won’t be buying any eggs. So that reduces the money going out. In the summer, those hens will probably lay more eggs than you need. If you sell those surplus eggs then that increases the money coming in.

Now I know a few hens isn’t going to make a fat lot of difference to anybody’s finances but it is a start. A bit of a saving here, a bit of income in there and then one day you realise that you haven’t got a problem any more.

I’m not a financial advisor so any advice is not professional advice and you should not act upon it. That’s called covering my back! My advice comes from having been up to my neck in debt and getting back onto an even keel where we owe nothing to anyone.

Articles on Money Saving, Making Money & Finance

Is Life Insurance Worth The Premiums? We Discuss

Is Life Insurance Worth The Premiums? We Discuss

Life insurance can seem expensive, but it could also prove to be worthwhile. Its design is to reassure you that your dependants, such as your partner, children or a family member, will be financially stable in the event of your passing. Insurance,...
A Guide to Creating A Saving Plan That Works

A Guide to Creating A Saving Plan That Works

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How minimum wages affect living standards

How minimum wages affect living standards

The question of minimum wages has long been considered a harsh one, especially if we recall all those fierce debates on the topic of why minimum wage should be raised. Even though the logic behind raising the minimum wages is more complex and sophisticated...
The cheapest way of transferring money abroad

The cheapest way of transferring money abroad

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How To Have an Exact Calculation of Your Monthly Mortgage Payment

How To Have an Exact Calculation of Your Monthly Mortgage Payment

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Why Updating Your Office Window Treatments will Help Increase Productivity

Why Updating Your Office Window Treatments will Help Increase Productivity

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Some Fun Ways That You Can Make Money From Home

Some Fun Ways That You Can Make Money From Home

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How to Find a Loan When Your Savings Fall Short in an Emergency

How to Find a Loan When Your Savings Fall Short in an Emergency

Life is full of surprises — some of them good, some of them bad. When it comes to your budget, unpredictable expenses aren’t happy additions to your frugal budget. If you don’t have savings, you may consider borrowing money to cover these urgent bills...
Top Effective Ways to Earn More Money Online

Top Effective Ways to Earn More Money Online

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Low-Cost Ways to Start A Home-Based Business

Low-Cost Ways to Start A Home-Based Business

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How to make large profits out of property

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5 Top Tips For Taking Your Pension Early

5 Top Tips For Taking Your Pension Early

Withdrawing your pension as a lump sum may be tempting, especially if this will help to support your family and stabilise your finances in the immediate future. However, you need to make sure that taking your pension early is the right decision for your...
Turn Your Life Around By Making These Simple Changes

Turn Your Life Around By Making These Simple Changes

Life is full of ups and downs, and many end up getting in a slump at some point. It can be distressing, but this could also be a chance to reflect on your life and get a second start. This could simply be your body’s way to tell you that you need to r...
How to Save Money as a Young Family

How to Save Money as a Young Family

To put it simply, saving money as a young family isn't easy. That doesn't mean it is impossible, though, and by changing your spending habits, you could end up comfortably paying for your child while having some leftover – here's how. Create a...
Finding the Right Loan Option for Your Lifestyle

Finding the Right Loan Option for Your Lifestyle

From time to time, most of us find ourselves in a situation where we need to borrow some money. Whether you want to make a big purchase and aren’t in a position to save up and buy it outright, or need to cover an emergency expense that you weren’t exp...
How to Learn from Your Financial Mistakes

How to Learn from Your Financial Mistakes

If you are trying your best to save money, every financial mistake can feel like a major setback. You may become disappointed in yourself and feel depressed after a major financial mistake, but there are lessons to be learned from each of them. Any mistake...
Are Alternative Payment Methods Better Than Traditional Banking?

Are Alternative Payment Methods Better Than Traditional Banking?

The good thing about banking these days is that you no longer rely on traditional banking alone. You will find other options to make the transaction smoother and swifter. Does it mean alternative payments are more reliable? Should you let go of traditional...
How to generate money from your home

How to generate money from your home

Owning a home can be very expensive, but there are plenty of ways you can generate money from your home to help with costs. Some things you will be able to implement straight away, others may require an initial investment in order to generate plentiful...
5 money mistakes to avoid

5 money mistakes to avoid

Money concerns are something that impacts most of the world’s population. Worries about saving for a property, paying your energy bills or falling into debt are among some of the main ones. With the current cost of living crisis , these issues are now m...
How an emergency fund supports your frugal living

How an emergency fund supports your frugal living

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Tips And Tricks To Save Money On A Daily Basis

Tips And Tricks To Save Money On A Daily Basis

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5 Practical Tips for Coping with the Cost-of-living Crisis

5 Practical Tips for Coping with the Cost-of-living Crisis

The UK is, along with much of the world, in the grip of a squeeze on living costs . Inflation has been sky-high for months on end, and interest rates have been biting. If you’re at the bottom of the economic scale, then things might have been really, r...
Spending Triggers- What Are They and How Do You Deal with Them?

Spending Triggers- What Are They and How Do You Deal with Them?

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How To Save Money And Time Throughout Your Day

How To Save Money And Time Throughout Your Day

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5 Simple Tips to Create Passive Income At Home

5 Simple Tips to Create Passive Income At Home

Making money without leaving the house is an appealing prospect for many people in today's world of remote work and internet chances. There are a number of easy strategies you may utilise to make money without leaving your house, whether you want to supplement...
Getting the most fun for your money

Getting the most fun for your money

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Use a Credit Report to Get the Best Credit Deals

Use a Credit Report to Get the Best Credit Deals

Struggling to get the best credit deals? It’s because of what shows up on your credit report. If you are looking to take control of your debt, maybe you want to consolidate the money that you owe, or are looking to reduce the amount of interest y...
How to Keep on Top of your Household Bills

How to Keep on Top of your Household Bills

From a societal perspective, the level of household debt in the UK remains a significant concern. After all, British households owed a combined total of ÂŁ428 billion during the third quarter of last year, with this equivalent to a hefty ÂŁ15,385 p...
How Your Credit History Really Affects Your Mortgage

How Your Credit History Really Affects Your Mortgage

If you’re wondering how your credit score affects your mortgage application, it could make all the difference between getting the keys to your dream home and being refused a home loan. A credit history shows credit card and mortgage companies and o...
Save Money when Living Alone

Save Money when Living Alone

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Green Ways to Save Money in Winter

Green Ways to Save Money in Winter

As the weather turns colder and the heating bills get ever higher, many of us are looking at ways to save money whilst remaining environmentally friendly. One key area of interest tends to be the home and the good news is that most efficiency gains for...
Money Saving Tips - Helping Your Home Finance

Money Saving Tips - Helping Your Home Finance

These money saving tips have helped us live better for less over the years. Frugal living means controlling your own life and not being manipulated by advertisers into buying stuff you don't need for too much. Do You Need It? It may seem obvious,...
Financial Planning - Make a Budget and Take Control

Financial Planning - Make a Budget and Take Control

With the ever-biting recession still in full force more and more people are struggling to meet the costs of day to day living. Salary freezes and short time working mean that most families are feeling the pinch and with the increased cost of living are...
Reduced Payment Arrangements & Bankruptcy

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If after budget planning you realise that you have little or nothing left to make creditor repayments each month you need to consider either entering into a reduced payment arrangement with all creditors or possibly Bankruptcy or a Debt Relief Order....
Green Investment Opportunities

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Renovating? Don't let it affect your home insurance

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With the UK housing market remaining difficult in some areas, many homeowners who are struggling to sell their homes are choosing to stay put and improve their properties instead. Home insurance providers have found that homeowners are continuing to try...
Headline Interest Rates for ISAs

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The UK ISA market is worth an astonishing ÂŁ156bn a year. Nearly 40% of all UK households hold a cash ISA of some sort (more when you include stocks and shares ISAs) and of that 40% a significant majority hold the maximum amount allowed by the allowance. ...
A few reasons why you should buy home insurance

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Living on a Budget Need Not be Bad

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7 Effective Tips for Betting on A Budget

7 Effective Tips for Betting on A Budget

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Budget-Friendly Online Casinos: Where to Play for Less

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Exploring remote games

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Speculate to accumulate: How educated gambling can help you earn money

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Tips to Help You Choose a Gambling Site

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Are Binary Options Investing or Gambling?

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Low Cost Living – The Book

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